The area where I live was once all open land (which is what most areas were before something was built on them, else they would have had trouble building on them). I remember when I was a wee child this very area was under quite a bit of water. And now it is where I reside. Apparently I don’t retain information too well. So anyways, stupid people actually believed that we weren’t in a flood area when they bought their houses here. These people are stupid.
When I bought my house I asked the House People if they provided flood insurance in my Home Owners dues. They said that the flood insurance wasn’t required. I had just come back from New Orleans, and I’d also seen this area under water when I was a wee little child. So I wasn’t really buying their whole “not required” thing. Especially since it “was required” like a mile away. That water's gonna know what areas it’s allowed to enter, is it? Riiiiiight.
Anywho I didn’t end up getting flood insurance. Because what exactly would I be insuring? I’m on the second floor of my place. And I’m in a condo. So if we flood it would have to get pretty high to damage my second floor. And (b) I would be the only one of the six condos in my building to be insured and able to rebuild. I don’t think that would work out so well.
But now. FEMA is a little scawed because they might have f’d up just a teensy tiny little bit in the whole, “recognizing the potential and planning for a disaster” thing in New Orleans. So they are trying to get a jump on our need for life jackets by requiring us to have flood insurance.
My home owners association was very helpful and sent me this notice:
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Here is a picture of what people on submerged houses actually look like:
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2 comments:
Insurance will let you sleep more soundly the next time El Nino deluges California.
isn't it strange to think that someone at the association office has someone whose job it was to make floods look pretty? and this is what they chose. a giant of a man who could just as easily stand up next to his house and still be breathing just fine, thank you very much.
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